Is it right for you?
The advantage of a prepaid card is that you can never spend more than you have deposited on the card. This makes the prepaid card ideal for people who somehow cannot get a normal credit card, for example because of a limited income or negative BKR listing.
Prepaid or Debit card
With a prepaid card, often called debit card, it is intended that the user first transfers money to the credit card before he can pay with it.
This means that making purchases without a positive balance is not possible. Therefore, a BKR-review is not necessary, because no credit or loan is provided.
So prepaid card work similar to that of regular bank cards, because one can only make expenses as far the balance allows it.
However, the advantage of a prepaid card is that you have the same payment convenience as with a regular credit card.
Disadvantages
Please note the terms of the debit card. For some cards, you cannot guarantee car rentals or pay at unmanned petrol pumps and toll roads. Your card provider can inform you about this
