Is it right for you?

Business or corporate credit cards, like private credit cards, provide global payment convenience. This is useful for small businesses and large companies, for example, when paying in a hotel or for renting a car during a business trip. A business credit card is also handy for purchasing online advertisements in Google.

A business credit card is meant to keep business costs separate and get a good overview of all business expenses your business has.

More cards, 1 account

For a small fee, more credit cards can be requested for employees, in the name of the company. You will then see all expenses back in one overview. In addition, most cards allow you to adjust the spending limit per employee.

Insurance

Some business credit cards are equipped with certain insurance and services, such as purchase insurance, flight cancellation insurance, legal assistance insurance, travel insurance for foreign and / or 24-hour customer service. In the overview above you can see exactly which insurance policies are included per card.

Requests

To apply for a business credit card, you must usually be registered as an entrepreneur at the Chamber of Commerce for 1 year. Also take into account a BKR review. You can request a business credit card from your bank or at a bank-independent credit card provider such as American Express or ICS. The last two options give you the advantage that you are not tied to a fixed bank account.